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Fixed Deposit Calculator

Calculate your FD maturity amount with quarterly or annual compounding. See exactly how much interest your money earns.

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Fixed Deposit Calculator

₹5.00 L
₹10K₹1Cr
7%
1%12%
5 years
1 yr20 yrs
Invested
₹5.00 L
Interest Earned
₹2.07 L
Maturity Value
₹7.07 L
Principal (71%)Interest (29%)

💡 FD tips most people miss

  • • Senior citizens get 0.25-0.50% extra interest at most banks
  • • Tax-saving FDs (5-year lock-in) qualify for Section 80C deduction
  • • Interest above ₹40,000/year is taxable — plan accordingly
  • • Consider FD laddering — split into multiple FDs with different tenures

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