Retirement Planner

Find out how much you need to retire comfortably. This calculator factors in inflation, investment returns, and your lifestyle expenses.

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Current Age

25 years

1855

Retirement Age

50 years

3570

Monthly Expenses (today)

₹40,000

₹10K₹5L

Expected Inflation

2%12%

Expected Return (p.a.)

12%

4%20%

Monthly Expense at 50

₹1.7 L

Inflation-adjusted

Retirement Corpus Needed

₹3.11 Cr

To last till age 85

SIP Needed Today

₹16,387

Per month to retire at 50

Age 25

Retire at 50

Age 85

• Most people underestimate inflation — ₹40K/month today = ₹1.7L/month in 25 years at 6% inflation
• Starting 5 years earlier can reduce your required SIP by 40%
• Don't count on just one income source in retirement — diversify
• Health insurance becomes critical — factor in medical costs separately

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